It is hard to believe it is October already! Even though Fall has already started, there are a few things you can do still to ensure your home is well-prepared for the season:
Continue reading “Fall Home Tips”Fall Home Tips
Why Invest in a Home Inspection
While home inspections might not be the most exciting part of your home buying journey, they are extremely important and can save you money and a major headache in the long run.
In a competitive housing market, there can sometimes be pressure to make an offer right away without conditions. However, no matter how competitive a market may be, you should never skip out on things designed for buyer protection – such as a home inspection.
Continue reading “Why Invest in a Home Inspection”Low Credit is Spooky! Get Better Credit With The 5 C’s
Buying your first home is an incredible step in life, but it is not without its hurdles! One of which is demonstrating that you are creditworthy, which all comes down to your ability to manage credit. This is how lenders and credit agencies determine the interest rate you pay. A higher credit rating could mean a lower interest rate and save you thousands of dollars over the life of your mortgage.
There are several attributes that lenders consider before granting credit, and these are commonly referred to as the “Five C’s” and consist of: Character, Capacity, Capital, Collateral and Conditions.
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