JuanitaMortgages
Whether you’re currently in the process of looking for your first home, or have just started to think about it, I have some first-time homebuyer tips to help make your journey as easy as possible!
Get Pre-Approved
Having your mortgage pre-approved is an important step in the process and benefits you in three ways:
Continue reading “Don’t Get Spooked! First-Time Homebuyer Tips”
When it comes to your mortgage application, there are a few things that you should avoid doing while you’re waiting for approval – such as making large purchases (i.e. a new car), applying for new credit, pulling additional credit reports, etc. Another issue that can come up is the loss of your job.
What you can afford to qualify for in relation to your mortgage depends on your income. As a result, the sudden loss of employment can be quite detrimental to your efforts. So, what do you do?
Continue reading “Job Loss and Your Mortgage Application”
When it comes to making your home more eco-friendly, the best place to start is the kitchen! With all of the hustle and bustle that goes on in this space (as well as the multitude of appliances), this is the ideal area to transform first for maximum effect.
Continue reading “Go Green! In Your Kitchen”
With Fall just around the corner, here are some helpful home prep tips to ensure everything continues running well into the colder months!
Continue reading “Fall Home Prep!”
It’s time to go back to school… for your finances! The fall is the perfect time for a credit clean-up so that you are ready for the holiday spending season – and anything else the year can throw at you!
When it comes to cleaning up credit, there is no better time than now to recognize the importance of your credit score and check if you are on track with your habits. To get started with your credit clean-up, there are a few things you can do:
Continue reading “Back-to-School Credit Clean-Up!”
As we move into the Fall market, there are some important things you should be aware of. While inflation has now likely peaked, we will still be dealing with the repercussions from these heightened levels for a while before things balance out. As inflation is corrected, we are also seeing home prices moving back to normal post-pandemic era. However, we are still anticipating some final rate hikes from the Bank of Canada coming into the fall.
Continue reading “Understanding Mortgage Trigger Points”
The latest news has been focused on rising interest rates, surging inflation, and economic uncertainty with suggestions that the Canadian economy could be tripped into recession.
With all this information circulating, now is a good time to discuss ways to adapt your finances and protect your future. Fortunately, there are a few key things you can do to get started today!
Continue reading “Adapting Your Finances”
When it comes to home renovations, we know things can add up quickly! If you’re looking to update your home or make some changes to your space, there are a few simple things you can do that are affordable AND have a great return on investment!
Continue reading “5 Reno’s With the Best ROI”
Summer is finally here so be sure to enjoy it! To help you beat the heat AND save money while you do, here are some tips:
Continue reading “Beat the Heat and Save!”
There’s something magical about summer and no matter where you live in Canada, summer is the perfect opportunity to spend a little time with family and friends. Nothing says party vibes more than food on the grill and summer drinks flowing.
Continue reading “Throwing the Perfect Summer Social”