JuanitaMortgages
The LOVE-19 Challenge is a call to real estate leaders to commit to buying 19 gift cards from local businesses who have been affected by the COVID-19 Crisis and giving the cards away. We call it LOVE-19. We think the virus is getting enough attention and thought it would be great to spread a little local love. (With appropriate social distancing of course.)
Before you start shopping for a new home, you’ll need to know exactly how much house you can afford. Otherwise, you could end up in a home that is way out of your budget. What you qualify for may not be what you can actually afford, based on your personal situation. Only you can decide how much you’re comfortable paying every month.
How Much Home Can You Afford?
Continue reading “Should You Spend the Full Mortgage Amount You’re Approved For?”Borrowers are loving the current record low interest rates, and homeowners stand to benefit even more.
If you bought your home more than a few years ago, you could probably benefit from a refinance at today’s low interest rates. With interest rates this low, you owe it to yourself to at least give refinancing a look. If you can refinance your mortgage and get a rate at least half a percent lower than what you are paying, chances are refinancing makes sense.
Continue reading “Take Advantage of Low Interest Rates – Refinance Your Mortgage Today!”
Debt. It’s something almost everyone will have at some point in their life. But what happens when your debt begins to get the better of you? What options are available? Some simple strategies can help you get your debt out of a seemingly unmanageable situation; it’s just a matter of choosing the right one for you.
Continue reading “Strategies to Dig Yourself Out of the Debt Hole”Building an emergency fund is something most people know they should do but few actually get around to doing. A recent study found that nearly two-thirds of Americans did not have an emergency fund, and more than half would have trouble coming up with $1,000 on short notice. That lack of savings puts them at risk and makes achieving long-term financial goals much more difficult.
Continue reading “Why You Need an Emergency Fund And How to Get One”Making money in any real estate venture is a difficult task, and many people don’t have the skills (or the stomach) for flipping houses. An alternative to this intrinsically risky activity is to purchase a property for the long term and rent it out. These types of income properties are becoming more and more common and the following article will touch on why income properties make so much sense.
Continue reading “The Benefits of Investing in Income Producing Properties”One of the biggest fears that home sellers have is that their property will end up on the real estate market for months on end. This is a nightmare for a number of reasons. First of all, having your house listed on the market for more than a month or two can cause a huge strain on your finances, especially if you’ve just moved into a new home. Secondly, a house that has been on the market for a long period of time is less likely to sell, often because buyers come to assume there is something wrong with it. If your house has been on the market for more than a few months, and you’re sure you’ve priced it right, then there may be an unseen factor that is hurting your chances at selling. Here are four such factors that could be hindering your home sale:
Continue reading “4 Hidden Problems That Could Be Hurting Your Home Sale”