JuanitaMortgages
It’s the season of outdoor parties and a summer BBQ is the perfect way to enjoy time with friends and family! For some tips on how to make this year’s BBQ your best one yet, check out my list below:
Continue reading “Throwing the Perfect Summer BBQ”
The term “rate hold” may be something you are familiar with if you have worked with me in the past. If not, it is a term that all prospective buyers should know!
A rate hold is offered by the majority of lenders to clients who are purchasing a new home and need a mortgage. The purpose of the rate hold is to secure the interest rate on your mortgage application for a certain time period. Often, these holds range from 90-120 days. Bear in mind, these are typically not provided for anyone refinancing their mortgage or looking to transfer it from one lender to another. Only those looking to purchase a home or establish a brand-new mortgage.
Continue reading “The Benefit of Rate Holds”
According to RE/MAX, one of the biggest trends for Canadian homeowners in 2021 are move-up buyers looking to purchase a home that offers more space for them and their families. In fact, this is true for a whopping 29% of Canadians! Unsurprisingly, this demographic is made up mostly of younger Canadians (under 35) with growing families.
If you are someone who fits this bill and is desperate for a home with more space because you’re feeling cramped or have a little one on the way, it may be time to consider moving on up! Before making this change, there are a few factors to consider from your existing mortgage to requalifying to upsizing costs!
Continue reading “Looking to Upsize Your Home?”
If you are looking to have a garden that is the envy of the neighbourhood, May is a great time to get started on your gardening to-do list. I have put together some helpful tips and ideas for how to get started so your garden shines all summer long!
Continue reading “Your Gardening To-Do List”
There has never been a better time for your annual mortgage health check-up! By organizing a quick mortgage review each year, it may yield you some fruitful financial savings.
Your home loan review this year will examine the most common potential monthly savings opportunities, including high-interest credit card debt or fixed loan payments. Reviewing your options annually could result in having more money left over at the end of each month.
Continue reading “Time for a Mortgage Check-Up!”
Did you know? Reverse mortgages are continuing to gain popularity for 55+ homeowners in Canada! For many Canadians who are looking to retire but currently facing high debt load and ongoing expenses, as well as reduced income, it can be a challenge. This is where the reverse mortgage can help!
Continue reading “What is a Reverse Mortgage?”
Spring is just around the corner and I have a few great tips to help you get your yard ready for the coming season!
Continue reading “Getting Your Yard Spring Ready”
As the sun starts coming back around, it is a great time to scrub those windows and deep clean your home! Here are some tips for a successful Spring cleaning adventure:
Continue reading “Spring Cleaning Tips!”
In the last decade, climate change and energy efficiency have become top of mind for many Canadians. From wanting to do our part by recycling to making our home as energy efficient as possible, there are so many benefits to being environmentally and energy conscious.
If you are looking to cut costs or simply want to reduce your eco footprint, here are some great ways to cut your energy costs!
Continue reading “6 Smart Ways to Cut Your Energy Costs”
Spring is almost here! To help you get prepared for the Spring market, I have put together some details on what you need to know whether you’re buying or selling!
Selling This Spring?
Here are some great tips for those of you looking to sell your home this Spring!
Continue reading “Preparing for the Spring Market”